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A Excellent Financial
Services Co. offered by RetireByDesign

Fixed annuities are contracts that have penalties for surrender prior to maturity. Contracts offered by RetureByDesign are 36 to 60 months. The offer above allows 10% penalty-free withdrawals beginning year one until maturity. Earnings are tax-deferred until withdrawal. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty. Annuity guarantees are backed by the financial strength of the underlying insurance company.